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Gainesville Homeowners Insurance

Gainesville Home Insurance

As a Gainesville homeowner, you want to ensure your investment is protected whether you are living in the home or leasing it to renters. Homeowners insurance isn’t required by law in Gainesville, Florida, but it shouldn’t be considered an option; it’s a necessity if you care about your money, your possessions, your wellbeing, your family, your life and your future. Natural disasters such as fires, floods, winds and storms can take this all from you quicker than you may realize. It’s the reality for thousands of homeowners each year. Can you afford the risk of not having homeowners insurance?

The rates we offer on homeowners insurance are affordable and competitive.
Get a free homeowners insurance quote for your Gainesville residence today!

Gainesville Homeowners Insurance

At Fidelity Insurance Group, we care about our clients. Just read what some of them say about us! You can be assured that our commitment to our clients sets us apart from the competition. We are here to help you to have peace of mind about your Gainesville home insurance, and to help you understand the particulars of homeowners insurance.

Why Gainesville homeowners insurance is invaluable…

A Gainesville homeowners insurance policy with Fidelity Insurance Group will actually include hazard insurance as well as liability insurance. Hazard insurance protects against unintentional damage or devastation to your house or its contents. So not only does it include those natural occurrences but also theft, vandalism and similar threats. This would provide you with the cash value of the damaged property or the possession at the time of the mishap. It will allow you to replace your lost or damaged possessions or allow you to rebuild your house in Gainesville if it becomes inhabitable. Liability insurance is very helpful for Gainesville homeowners insurance because it covers personal liability for accidents on your property.  If anyone is hurt inside your home or on your property, the liability insurance will pay for the medical expenses.

How much you want your Gainesville homeowners insurance to cover will be reflected in the premium you pay. The premium would represent the cost needed to replace your house. Your premium cost will be determined on the replacement cost, construction type, age of house, natural hazards in the area and additional coverage if requested.

The homeowners insurance policy for your Gainesville residence might provide a lot of coverage, but take note of what it does not cover. For example, you may need additional coverage for flood insurance. To ensure you have the most comprehensive plan for your homeowners insurance needs, contact us today with your questions about Gainesville home insurance and concerns.  We look forward to serving you!

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