Water damage losses can create severe financial difficulties, particularly since not all water losses are covered by the homeowners policy. There are numerous ways by which you can safeguard your home from water damage losses, including the following.
● Your home’s drainage system should be checked to verify that proper water drainage oc-curs. For example, gutter downspouts should extend the proper distance from the founda-tion.
● Your yard should be properly graded to slope away from the home to allow surface water to adequately drain.
● A sump pump system should be considered in your basement to keep unwanted water out of this vulnerable part of your home.
● Your washing machine hoses should be periodically checked since these hose failures cause millions of dollars of water losses each year. Hoses should be replaced at the first sign of wear. Many adjusters recommend that insureds upgrade to the heavy-duty wire mesh hoses or stainless steel hoses during this replacement.
Source: International Risk Management Institute, Inc.